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Hodgestone Finance

Bridging Loans

Looking to buy your next home before selling your current one? Hodgestone Finance offers tailored bridging loans that help you secure your new property without financial pressure. We connect you with suitable lenders, provide expert guidance, and ensure a smooth transition between properties, so you can move forward with confidence and flexibility.

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Full Doc Rates from:

5.60% p.a. LVR's up to 97%
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Low Doc Rates from:

6.20% p.a. LVR's up to 85%
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Low Rate
Finance Options
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Tailored Loan
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Australia-Wide
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No Hidden Fees
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What Are Bridging Loans and Who Can Benefit?

Bridging loans are short-term home loans that help you buy a new property before selling your current one. They cover the gap between the purchase and sale, allowing you to move forward without delay. These loans are ideal for homeowners who have found their next property but need time to finalise the sale of their existing home.

They are commonly used by:

  • Homeowners upgrading or downsizing
  • Investors securing a time-sensitive opportunity
  • Borrowers building a new home while still owning another

Bridging finance can reduce stress during the transition and help you avoid missing out on your next home due to timing issues.

How Hodgestone Finance Supports You

At Hodgestone Finance, we make bridging loans simple. Our brokers assess your full financial situation and work with lenders who specialise in this type of short-term finance. We help you structure the loan so you’re only paying what’s necessary while you finalise the sale of your existing home.

Here’s how we assist:

  • Matching you with the right bridging loan product
  • Managing all paperwork and timelines
  • Ensuring smooth coordination between property sale and purchase
  • Providing guidance on repayment strategies post-sale

We take the complexity out of bridging finance so you can focus on your next move with confidence.

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Why Choose Hodgestone Finance

Experience fast approvals, low interest rates, and credit-friendly loan solutions designed to meet your financial needs effortlessly.

Speedy Lender Report
Speedy Lender Report

Receive a detailed lender report quickly, helping you make informed decisions with transparency and no unnecessary delays.

Speedy Lender Report
Low Interest Rates
Low Interest Rates

Secure loans at competitive rates, reducing your financial burden and ensuring affordable repayments.

Low Interest Rates
Protect Your Credit Score
Protect Your Credit Score

Our process helps you find the best loan options without negatively impacting your credit score.

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How it works

Getting Started is Quick and Easy

Step One
Step Two
Step Three
1
Enquire with Our Expert Team

Fill out our simple inquiry form or contact us directly. Share your loan needs, and our experts will guide you through the next steps smoothly.

phone-call Call Us Now: 1300 463 439
Expert Team
2
We Carefully Assess Your Request

Our team thoroughly reviews your financial situation, credit profile, and specific goals to find the most suitable loan options tailored just for you.

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Steps
3
Find Your Ideal Loan Solution

We connect you with trusted lenders, ensuring competitive rates and flexible terms, making the loan process smooth, transparent, and stress-free.

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Steps

Benefits of a Bridging Loan

Bridging loans offer a flexible and timely solution when buying and selling property doesn’t line up perfectly. They give you the financial confidence to secure your next home without being rushed to sell the existing one first.

Key benefits include:

  • Fast access to funds
  • Avoiding costly temporary accommodation or storage
  • Making stronger offers on new properties without sale conditions
  • Interest-only repayments during the bridging period

This type of finance gives you control over the timing of both transactions and reduces financial stress during what is often a major life event.

How to Apply for a Bridging Loan

Getting started is easy:

  • Speak with a Hodgestone Finance broker to discuss your goals
  • Provide details about your current property, new purchase, and timing
  • Submit supporting documents for income and property value
  • We’ll liaise with lenders and help secure the right bridging loan

We guide you through every step, from planning your move to settling both properties. Our team ensures that the loan is structured around your unique situation.

Low Doc Commercial Loans
Fast & Reliable Financing Get Your Loan Approved Quickly With Ease & Confidence Today

Take the first step toward financial freedom with our quick and hassle-free loan process. Apply now and secure your ideal loan.

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Bridging Loan Rates and Options

Rates for bridging loans depend on the lender, the value of both properties, and your borrowing profile. At Hodgestone, we compare multiple lenders to find a competitive rate that suits your needs. You can often choose between open and closed bridging loans based on how soon you expect to sell your current home.

We’ll explain:

  • How interest is calculated and charged
  • The difference between open vs closed bridging loans
  • How to minimise costs during the bridging period

Let us help you choose the right loan to ensure peace of mind throughout your move.

Get Started with Hodgestone Finance Today

Need to buy before you sell? Let Hodgestone Finance help you secure the right bridging loan. Speak to our team on 1300 463 439 or submit an enquiry online. We’ll assess your situation, explain your options, and handle the entire process—so you can move home with clarity and ease.

Whether you’re upgrading, downsizing or building, we’ll help you bridge the gap with confidence.

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Our Testimonials

What Our Clients Say About Us

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I was at major risk of losing my block of Land, I had a week to settle to avoid this. I contacted Hodgestone, who structured my loan with a private lender and it was settled 4 days later! I highly recommend Hodgestone to everyone.

Anup B star
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I was overly happy with how quick Hodgestone had my Home Loan approved, it was settled in three weeks of contacting them! I could organise my wedding, renovate my house & buy a new car thanks to Daniel & Alex. Great work Hodgestone.

David B star
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The situation we brought to Hodgestone Finance was very complex & it was dealt with in a very professional & timely manner by the team, we are so glad we found Hodgestone to help with our Short-Term lending. A better fit would be hard to find!

Lavinia R star
quote

We have been dealing with Hodgestone for many years now & we are more and more impressed every time we have a new deal for the team. Hodgestone are the best we have come across when it comes to Low Doc lending.

Scott & Vanessa star
quote

The knowledge around Commercial Property & the customer service at Hodgestone is the best you will get. I was really struggling to get a Commercial Loan & Hodgestone came to the rescue with a great solution.

Tristan M star
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