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Hodgestone Finance

Low Doc Home Loans

If you’re self-employed or lack full financial documents, a low doc home loan from Hodgestone Finance could be the perfect solution. We connect you with lenders who accept alternative income proof, making home finance easier and faster. Our expert brokers guide you through the process to find the best loan for your needs.

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Full Doc Rates from:

5.60% p.a. LVR's up to 97%
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Low Doc Rates from:

6.20% p.a. LVR's up to 85%
Loan Approval
Fast Loan
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Low Rate
Low Rate
Finance Options
Tailores Loan
Tailored Loan
Solutions
Australia Wide
Australia-Wide
Service
No Hidden Fees
No Hidden
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What Are Low Doc Home Loans and Who Benefits?

Low doc home loans are designed for people who can’t provide standard bank documents like tax returns or payslips. Instead, lenders accept alternative proof such as BAS statements, business activity statements, or accountant’s declarations.

These loans are ideal for self-employed borrowers, freelancers, contractors, or business owners with complex income structures who need flexible financing options.

Benefits of low doc loans include:

  • Reduced paperwork and quicker processing
  • Access to finance despite irregular income
  • Flexible loan options tailored to your circumstances
  • Ability to refinance or purchase property without full financial documents

Hodgestone Finance ensures you understand exactly what documents you need and connects you with lenders who specialise in low doc loans for your profile.

Contact us today to explore your options and get expert guidance every step of the way.

Home Loans

Why Choose Hodgestone Finance

Experience fast approvals, low interest rates, and credit-friendly loan solutions designed to meet your financial needs effortlessly.

Speedy Lender Report
Speedy Lender Report

Receive a detailed lender report quickly, helping you make informed decisions with transparency and no unnecessary delays.

Speedy Lender Report
Low Interest Rates
Low Interest Rates

Secure loans at competitive rates, reducing your financial burden and ensuring affordable repayments.

Low Interest Rates
Protect Your Credit Score
Protect Your Credit Score

Our process helps you find the best loan options without negatively impacting your credit score.

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How it works

Getting Started is Quick and Easy

Step One
Step Two
Step Three
1
Enquire with Our Expert Team

Fill out our simple inquiry form or contact us directly. Share your loan needs, and our experts will guide you through the next steps smoothly.

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Expert Team
2
We Carefully Assess Your Request

Our team thoroughly reviews your financial situation, credit profile, and specific goals to find the most suitable loan options tailored just for you.

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Steps
3
Find Your Ideal Loan Solution

We connect you with trusted lenders, ensuring competitive rates and flexible terms, making the loan process smooth, transparent, and stress-free.

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Steps

How Hodgestone Finance Supports Low Doc Loan Applicants

Navigating low doc loans can be complex, but Hodgestone Finance is here to simplify it for you. Our brokers work with a broad network of specialist lenders who understand self-employed incomes and non-traditional borrowers.

We provide expert guidance on preparing your application and matching you with the best lenders to suit your needs.

Benefits include:

  • Tailored advice for your unique financial situation
  • Faster loan approval with less documentation
  • Transparent explanation of costs and fees
  • Competitive loan options from trusted lenders
  • End-to-end support through application, approval, and settlement

With Hodgestone Finance, you’ll never feel lost in the process, we keep it clear, straightforward, and focused on your goals.

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Take the first step toward financial freedom with our quick and hassle-free loan process. Apply now and secure your ideal loan.

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How to Apply for a Low Doc Home Loan

Applying for a low doc home loan is easier with Hodgestone Finance by your side. Here’s what to expect:

  • Get in touch for a free consultation
  • Provide your alternative income documents (BAS, accountant statements, etc.)
  • We assess your eligibility and loan needs
  • Compare tailored low doc loan options from trusted lenders
  • Assist with your application and liaise with lenders
  • Support you through approval and settlement

Our goal is to help you secure finance quickly without the stress of full doc requirements. Contact us today to see how we can help make your home ownership dreams possible.

What to Consider Before Applying

Low doc home loans may have different terms and conditions compared to full doc loans. It’s important to understand:

  • The documentation lenders require and how to prepare it
  • Interest rates, fees, and loan features compared to full doc loans
  • Repayment options and flexibility to suit your income flow
  • How the loan fits with your long-term financial goals

Hodgestone Finance brokers provide independent advice to help you weigh these factors carefully. We aim to secure a loan that balances your current needs with future stability and growth.

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Our Testimonials

What Our Clients Say About Us

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I was at major risk of losing my block of Land, I had a week to settle to avoid this. I contacted Hodgestone, who structured my loan with a private lender and it was settled 4 days later! I highly recommend Hodgestone to everyone.

Anup B star
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I was overly happy with how quick Hodgestone had my Home Loan approved, it was settled in three weeks of contacting them! I could organise my wedding, renovate my house & buy a new car thanks to Daniel & Alex. Great work Hodgestone.

David B star
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The situation we brought to Hodgestone Finance was very complex & it was dealt with in a very professional & timely manner by the team, we are so glad we found Hodgestone to help with our Short-Term lending. A better fit would be hard to find!

Lavinia R star
quote

We have been dealing with Hodgestone for many years now & we are more and more impressed every time we have a new deal for the team. Hodgestone are the best we have come across when it comes to Low Doc lending.

Scott & Vanessa star
quote

The knowledge around Commercial Property & the customer service at Hodgestone is the best you will get. I was really struggling to get a Commercial Loan & Hodgestone came to the rescue with a great solution.

Tristan M star
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Get Started with Hodgestone Finance Today

Low doc home loans can open doors when traditional finance options aren’t available. At Hodgestone Finance, we specialise in finding tailored low doc loan solutions that suit your unique financial situation. Our experienced brokers will help you explore suitable loan options, clearly explain the process, and answer any questions you have along the way.

Contact Hodgestone Finance on 1300 463 439 or submit an enquiry online to begin. We’re here to support you every step of the way and help secure a home loan that fits your goals and future stability.

Why Choose Hodgestone Finance?

  • Expert brokers with deep knowledge of low doc loans
  • Access to specialist lenders for low doc loans
  • Personalised advice based on your financial needs
  • Transparent guidance with no hidden fees
  • Full support through application and settlement

Let us make your low doc home loan experience simple, clear, and successful.

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We find you the suitable loan that works for you.

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    From home and commercial loans to equipment and private lending, we offer a wide range of tailored finance options to meet your needs.

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