best building

Best Building Finance | Bridging Building Loans Australia

How do I finance building my commercial property / development?

There are a number of different financing structures you can utilise to get your building or development project off the ground.

Whether you’re looking for mezzanine finance options, investment property loans or non-conforming loans for developments without 100% debt coverage in pre-sales, Hodgestone Finance’s wide network of bank and non-bank options means we can secure the right building loan for you.

What is a commercial bridging building loan?

In a commercial context, a bridging building loan is a type of short term loan that can function as an urgent settlement fund before you’ve got your proper funding lined up.

This can be useful, as it saves times – and pre-sales tend to increase as the actual brick and mortar “building” of the project begins.

What are the pro’s of a commercial bridging building loan?

Some benefits include –

  1. You can begin financing your next commercial build or development sooner
  2. Get a better price on your current property by having the time to find the right buyer.
  3. Flexibility to reduce overall loan interest by making P&I repayments if you can.
low doc

Low Doc Building Finance – Low Doc Building Loans

What is a low doc building loan?

Low doc building loans are flexible building finance options for people without the necessary documentation (like tax returns) for a bank loan.

It’s a great option for; self-employed sole traders, developers with an ABN under two years old, projects lacking pre-sales or anyone else who fits into a ‘non conforming’ category, i.e. unable to meet many of the other stringent benchmarks set by most banks.

What do you need to get low doc building finance?

The key documents needed for a low doc loan are: –

  1. ABN
  2. Business activity statements
  3. A statement from your accountant

Depending on the particular loan we organize, other documents may be needed – please call to receive our self-employed applicant checklist.

We also offer a range of non-conforming loan options – meaning that even if you have bad credit, there’s still a way to get your project off the ground.

private building

Private Building Loans & Building Finance Broker

What is a building finance broker?

A building finance broker, much like a regular finance broker, is an intermediary between you (the borrower) and a third party (usually a bank). The main distinction is that specialist building finance brokers stay on top of building loans specifically, across all the main banks and other private lenders.

At Hodgestone Finance, we’re a specialist peer-to-peer broker for standard and bridging building loans.

What are private building loans?

Commonly, building loans – especially bridging building loans – come from banks. However, Hodgestone Finance has a network of private lenders that we can negotiate a great, flexible P2P private building loan with.

What are the benefits of a private building or private bridging loan?

Some of the benefits of a private lender are:

  1. Short term
  2. Faster to secure
  3. Often have a simpler/less stringent loan qualification process
bad credit

Best Building Finance

How do you find the best building loan?

Finding a building loan can be difficult, which is why the best thing you can invest in is hiring a consultant/broker specialising in building finance. Brokers and financial consultants like Hodgestone Finance can help you plan the financial side of your building project and help connect you with the best funds possible, whether bank or non-bank.

What are the advantages of using building finance?

The investment that goes into building something, whether it’s a commercial building or residential development, is a fundamental part of the project going ahead. With building finance, you can get a loan tailored to building projects, including repayment structures and timelines which take into account build-time.

building finance rate

Building Finance Rates & Bridging Loan Rates

What are your interest rates for building loans?

To see our building finance rates, look at our regularly updated rates sidebar on your right or call Hodgestone Finance today.


Consulting and broking services provided by Hodgestone Finance do not constitute a guarantee on the loan itself when arranged with a third-party (whether bank or non-bank) and we do not accept responsibility for any failure for lenders to deliver on the outlined terms.


Got questions about Commercial Loans? We can help.

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1300 463 439

Client Testimonials


The knowledge around Commercial Property & the customer service at Hodgestone is the best you will get. I was really struggling to get a Commercial Loan & Hodgestone came to the rescue with a great solution.


Tristan M


I was overly happy with how quick Hodgestone had my Home Loan approved, it was settled in three weeks of contacting them! I could organise my wedding, renovate my house & buy a new car thanks to Daniel & Alex. Great work Hodgestone.


David B


I was at major risk of losing my block of Land, I had a week to settle to avoid this. I contacted Hodgestone, who structured my loan with a private lender and it was settled 4 days later! I highly recommend Hodgestone to everyone.


Anup B


We have been dealing with Hodgestone for many years now & we are more and more impressed every time we have a new deal for the team. Hodgestone are the best we have come across when it comes to Low Doc lending.


Scott & Vanessa


The situation we brought to Hodgestone Finance was very complex & it was dealt with in a very professional & timely manner by the team, we are so glad we found Hodgestone to help with our Short-Term lending. A better fit would be hard to find!


Lavinia R