Property Loans

As an industry-leading financial brokerage firm the team at Hodgestone Finance know that there are fewer things more stressful than purchasing a property. Whether for domestic, commercial, or investment purposes the skilled, experienced, and accredited team at Hodgestone Finance can source and secure competitive property finance and property lending for Brisbane and Sydney residents and beyond.

With our well-developed professional connections we can easily get our clients approved for the loan they require and the amount they need. With our personalised and in-depth approach we can provide a better service to our clients from all walks of life. Are you struggling to find a loan due to bad credit? We can help you gain approval for a bad credit property loan? Are you finding banks closing their doors on you due to a lack of documents? Hodgestone can set you up with low doc property finance and lending.

Achieve your property ownership aspirations today by speaking to the team at Hodgestone Finance. To discuss our generous low doc property finance or lending Sydney locals can give us a call on 1300 463 469.

Property Best Loan

The Best Property Loan & Property Finance Options Australia

Where is the best place to get a property loan?

There’s no clear cut answer of where’s best to secure a property loan, because so much will depend on you as a borrower, your needed amount and what you’re using the loan for. While the major banks may offer competitive property loans with long-term repayment structures, you may want to look to 2nd tier and private lenders if a low doc or bad credit property loan is a better fit.

With so many options and variables affecting what the best loan for you may be, the best strategic move you can make is to engage the services of a financial broker like Hodgestone Finance – with a network of financial contracts and private lenders, we’re able to offer the in-depth consultation and brokering services needed to find and secure the right loan for you.

What types of property loans are there?

There are a number of property loan types out there to consider, including:

  1. Full doc property loans
  2. Bad credit property loans
  3. Low doc property loans / no doc property loans (or specifically, non-conforming) property loans
  4. Commercial property loans
  5. Investment property loans
  6. Bridging property loans
Property Low Doc

Low Doc Property Lending & No Doc Property Finance

What is a low doc property loan?

Low doc property loans are property finance options for people without the proper documentation for a standard loan. This can include:

  1. Self-employed sole traders
  2. Investors
  3. People without regular PAYG income

Whether you’re looking for low doc property lending in Brisbane, Sydney, Melbourne or wider Australia, the Hodgestone Finance team can give you the expert consultation needed to explain the ins and outs of what it is.

What do you need to provide for low doc property finance?

The two main things needed for low doc property lending are a business activity statement and an accountant’s statement – but depending on your needs or what you’re able to provide, it’s worth calling Hodgestone Finance to speak to one of our specialists so we can send you our self-employed applicant checklist for low doc property finance. Sydney, Melbourne and cities across Australia can rely on Hodgestone for a streamlined loan application process.

What is a no doc property loan?

A “no doc property loan” is a little bit of an antiquated term in modern finance circles. Perhaps a more accurate alternative is a “non-conforming” property loan – this is an umbrella term describing finance options that are open to non-conforming applicants, including those who can’t provide a lot of documentation, those with bad credit history, those with ABN’s less than two years, along with a whole host of other factors.

Property Finance Broker

Private Property Loans – Property Finance Broker

What is a property finance broker?

A property finance broker is a financial specialist who helps ‘broker’ – that is, arrange and negotiate – a property loan on your behalf. Hodgestone Finance is one such broker. With established connections and networks across the banks and private lenders, we can help you ascertain the best real estate finance on offer, including bad credit property loans and low doc property finance. Finding the right loan can be hard – take the stress and confusion out of the process with Hodgestone Finance.

What are private property loans?

Private property loans are a form of real estate finance taken out from private lenders. Private lenders are non-bank lenders – and can include anything from private property investment companies through to companies like Hodgestone FInance, which also offer consultancy and broking services. With an established network of private lenders at our fingertips, Hodgestone Finance can help secure the best private property loans on the market.

What are the benefits of a private property loan?

Some of the benefits include:

  1. Increased flexibility in meeting your needs and timeframe
  2. A more personalised customer service, often able to offer more direct facetime due having less clients than a bank
  3. Are often more open to those with poor credit history
Best Property Loans Property Finance

Best Property Loans & Property Finance

How do I find a good property loan?

Short of specializing in property finance yourself, hiring a financial expert like Hodgestone Finance ensures you identify your key needs from a loan (with specific regard to your repayment timeline, current assets and a good rate) and advocate them with bank and non-bank lenders

Staying abreast of the best rates around and with established connections throughout Australia, we can connect you with the best property finance no matter where you live and where you’re moving to.

Property Loan Rate

Property Loan Rates / Low Doc Property Loan Rates

What’s the difference between fixed rate and variable rate property loans?

Variable rate property loans are loans with interest rates that will change depending on Australia’s economy, based on the Reserve Bank of Australia’s set cash rate.

What are your property loan rates?

Take a look at our regularly updated rates overview on the right to see our current property loan rates, or get on the phone and call Hodgestone Finance today to find out more.


Consulting and broking services provided by Hodgestone Finance do not constitute a guarantee on the loan itself when arranged with a third-party (whether bank or non-bank) and we do not accept responsibility for any failure for lenders to deliver on the outlined terms.


Got questions about Commercial Loans? We can help.

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1300 463 439

Client Testimonials


The knowledge around Commercial Property & the customer service at Hodgestone is the best you will get. I was really struggling to get a Commercial Loan & Hodgestone came to the rescue with a great solution.


Tristan M


I was overly happy with how quick Hodgestone had my Home Loan approved, it was settled in three weeks of contacting them! I could organise my wedding, renovate my house & buy a new car thanks to Daniel & Alex. Great work Hodgestone.


David B


I was at major risk of losing my block of Land, I had a week to settle to avoid this. I contacted Hodgestone, who structured my loan with a private lender and it was settled 4 days later! I highly recommend Hodgestone to everyone.


Anup B


We have been dealing with Hodgestone for many years now & we are more and more impressed every time we have a new deal for the team. Hodgestone are the best we have come across when it comes to Low Doc lending.


Scott & Vanessa


The situation we brought to Hodgestone Finance was very complex & it was dealt with in a very professional & timely manner by the team, we are so glad we found Hodgestone to help with our Short-Term lending. A better fit would be hard to find!


Lavinia R