Private Lenders

At Hodgestone Finance we endeavour to provide our customers with a plentiful range of lending and finance options. Having cultivated many professional connections with lenders and organisations we can ensure that you find the right loan for your needs, with the repayment schedule and rates that suit your financial situation.
Our experience and industry knowledge has taught us that our clients will have vastly different financial histories. Due to outstanding debts or a poor credit history, certain clients may have been knocked back by banks, or may find the repayments or rates too high. To help get our clients approved for loans Hodgestone Finance opens up the possibility of securing finance from private lenders and non-bank lenders.

Offering a number of advantages over traditional lenders including faster approval, shorter terms periods, and a highly-flexible repayment plan or structure, private lenders provide an opportunity for our clients to achieve their dreams. To learn more about the benefits of non bank lenders and private loans clients in Melbourne, Brisbane, and Sydney can give us a call on 1300 463 469.

Private Lenders Bank Loans

Bank Loans | The Best Non-Bank Finance | Private Lenders Australia

What services does Hodgestone Finance provide?

Our niche is providing high quality service to privately owned businesses, be it large or small, as well as assisting clients who don’t conform with bank policy for whatever reason (credit issues, no financials, LVR parameters etc.).

However, we also work across a wide range of other financial areas, and can provide everything from mezzanine finance structuring through to development funding. We can can connect you with bank and non bank lenders in Sydney, Melbourne, Brisbane and more.

What are private lenders?

A private lender, also referred to as non-bank finance, is a third party outside of banks that you can get a loan from. Types of private lenders include specialty development funders and short term lenders. At Hodgestone Finance, we work with a network of non-bank financiers – so call us today to see if it’s right for you.

What are the benefits of non bank lenders?

There can be many benefits to non bank loans, depending on your situation. Some of these may include:

  1. Faster turnaround for loan approval
  2. Shorter term contracts
  3. flexibility in repayment structure that many banks may not offer
  4. Many options for low doc, bad credit and other ‘non conforming’ loans

If these factors sound important to you, Hodgestone Finance is a broker that can connect you with private lenders in Sydney, Brisbane, Melbourne and across Australia.

What are the benefits of standard bank finance?

With banks, there’s the added security that comes with an established lender, as well as offering greater loan amounts and, typically, more competitive rates provided all documentation is provided and you have good credit history

Private Lenders Low Doc Non Bank Finance

Low Doc Non-Bank Finance & No Doc Private Lenders

What is a low doc private loan?

A low doc private loan is a loan that doesn’t require the amount of paperwork that most banks ask for. Usually, a bank will ask to see tax returns and related financial papers in order to assess how likely it is you’ll make your repayments.

This can often be a barrier for the self-employed. With a low doc private loan, you can get non-bank finance with a less stringent application process

What will I need to provide for low doc private loans?

The primary documents you’ll need to provide are:

  1. A business activity statement
  2. An accountant’s statement

However, these documentation requirements may include more depending on the details of your loan – call now to receive a more comprehensive self-employed applicant checklist.

Can Hodgestone Finance provide no doc private loans?

“No doc” private loans are a bit of a misnomer in modern financial terminology – a more accurate term would be a “non-conforming” private loan. This describes a loan with less stringent applicant requirements (e.g. less documentation) and is primarily sought through non-bank lenders. The “non-conforming” standards of these loans makes it a great alternative for people with poor credit history or a number of other factors preventing them from more typical finance options.

Private Lenders Img3

Private Non-Bank Finance & Private Loan Brokers

What is a private loan broker?

A private loan broker is someone who finds and secures a loan on your behalf, and intermediary between you and the lender in question. Non bank finance brokers like Hodgestone Finance rely on a network of private finance contacts to stay on top of your options working in a P2P context is our specialty.

What are the benefits to a non-bank finance broker?

People are often most familiar with financial brokers in terms of working with banks, but brokers can also connect you with private lenders, which may offer a better fit loan for your circumstances. The benefits to using a broker like Hodgestone Finance in finding the right private lender include:

  1. They have an established network of private lenders that they know and work with, streamlining the whole process
  2. Their specialist knowledge can ensure you’re matched with the best solution
  3. Finding and organising a loan can be a tricky process, and a broker can take the stress out of that
Private Lenders Best Private Lenders

Best Private Lenders & Non-Bank Finance

How do you find the best non-bank finance option for you?

Your particular financial circumstance, and factors like equity and assets you can use as security, will impact the loan agreement you can get. With so many variables, the best option is to speak to an expert – a broker and/or financial consultant.

Bringing an industry eye to your finances, assets, proposed repayment timeline and more, a broker/consultant like Hodgestone Finance can help connect you with the best.

What are the advantages of private lenders?

They’re often more flexible with eligibility criteria, meaning they’re an accessible option for people with bad credit history, sole traders/small business owners and other “non-conforming” loan applicants. You’ll also often receive a more personalised service, and may be suited to smaller loan amounts (e.g. personal loans, unsecured loans etc.).

Private Lenders Private Lender Property Loans

Private Lender Property Loans & Non Bank Real Estate Loans

What are private lender property loans?

Private lender property loans are real estate loans that come from non-bank financiers. These can include short term lenders and private bridging loans, specialist development funders and more.

What are the benefits to a non bank real estate loan?

Non-bank real estate loans can often come with a number of benefits, including:

  1. Shorter-term loan options
  2. Faster to process than bank property loans
  3. Greater flexibility for low doc / bad credit / non-conforming applicants


Consulting and broking services provided by Hodgestone Finance do not constitute a guarantee on the loan itself when arranged with a third-party (whether bank or non-bank) and we do not accept responsibility for any failure for lenders to deliver on the outlined terms.


Got questions about Commercial Loans? We can help.

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1300 463 439

Client Testimonials


The knowledge around Commercial Property & the customer service at Hodgestone is the best you will get. I was really struggling to get a Commercial Loan & Hodgestone came to the rescue with a great solution.


Tristan M


I was overly happy with how quick Hodgestone had my Home Loan approved, it was settled in three weeks of contacting them! I could organise my wedding, renovate my house & buy a new car thanks to Daniel & Alex. Great work Hodgestone.


David B


I was at major risk of losing my block of Land, I had a week to settle to avoid this. I contacted Hodgestone, who structured my loan with a private lender and it was settled 4 days later! I highly recommend Hodgestone to everyone.


Anup B


We have been dealing with Hodgestone for many years now & we are more and more impressed every time we have a new deal for the team. Hodgestone are the best we have come across when it comes to Low Doc lending.


Scott & Vanessa


The situation we brought to Hodgestone Finance was very complex & it was dealt with in a very professional & timely manner by the team, we are so glad we found Hodgestone to help with our Short-Term lending. A better fit would be hard to find!


Lavinia R