Personal loans are small loans that are needed for personal expenses. Rather than home loans, commercial loans or car loans, personal loans may be taken out to help cover unexpected bills, holidays or many other reasons.
At Hodgestone Finance, we’re a consultant and broker that can pair you with a range of personal loan agreements. Whether you’re looking for low-doc or non-conforming personal loans, unsecured personal loans, short term personal loans or more, call us today on 1300 463 439 to discuss the options out there.
‘Doc’ refers to the various documentation usually required for most bank loans, which may include detailed credit history, list of assets and more. However, a ‘low doc’ loan bypasses most of the paperwork so you can get a loan approval more easily.
Often, low doc loans come in the smaller amounts of personal loans. With low doc and unsecured personal loan options, a lack of documentation isn’t a barrier between you a finance - just speak to a consultant/broker like Hodgestone Finance to get started.
While you bypass most of the documentation needed for a standard bank loan, you’ll still typically be required to provide:
Private personal loans are loans taken out from non-bank lenders. While many of the leading banks offer small personal loans, you may find that a private lender is a better fit for you. As a financial broker, our broad knowledge of the industry means we can help you figure out if bank or non-bank works best for you.
While you often find more competitive rates with personal bank loans, private personal loans tend to be more flexible in terms of what you can use them for, how small they are, how fast you need to repay them and the eligibility criteria.
With the help of an expert financial broker like Hodgestone Finance, you can feel confident you’re getting the best personal finance out there.
When choosing your personal loan, it’s important to consider which type works best for you, including:
Consulting and broking services provided by Hodgestone Finance do not constitute a guarantee on the loan itself when arranged with a third-party (whether bank or non-bank) and we do not accept responsibility for any failure for lenders to deliver on the outlined terms.
Hodgestone make it so simple, our building is up & running with no issues thanks to Hodgestone. Their service and expertise guided us through the usually tiresome finance process, which as a Developer is always the biggest hurdle to get over in getting a project off the ground. Thanks, guys!
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I was overly happy with how quick Hodgestone had my Home Loan approved, it was settled in three weeks of contacting them! I could organise my wedding, renovate my house & buy a new car thanks to Daniel & Alex. Great work Hodgestone.
I was at major risk of losing my block of Land, I had a week to settle to avoid this. I contacted Hodgestone, who structured my loan with a private lender and it was settled 4 days later! I highly recommend Hodgestone to everyone.
We have been dealing with Hodgestone for many years now & we are more and more impressed every time we have a new deal for the team. Hodgestone are the best we have come across when it comes to Low Doc lending.
The situation we brought to Hodgestone Finance was very complex & it was dealt with in a very professional & timely manner by the team, we are so glad we found Hodgestone to help with our Short-Term lending. A better fit would be hard to find!
