Short Term Loans
Securing quality short term finance - whether it’s for commercial, residential or general use - is easy with the help of your local loan experts, Hodgestone Finance. We’re very active in the short term lending space, and can facilitate settlements within the space of a week - with no valuation needed.
As a national finance broking & consultancy firm, we’re able to source and structure good short term options for businesses across the country - with a particular focus on “non-conforming” clients who need to seek alternatives to more common financing avenues. Ensuring you find the right loan for you and always have a clear exit strategy, Hodgestone Finance is your leading choice for short term loans.
Approval
Finance Options
Solutions
Service
Fees
Why Choose Hodgestone Finance
Experience fast approvals, low interest rates, and credit-friendly loan solutions designed to meet your financial needs effortlessly.
Receive a detailed lender report quickly, helping you make informed decisions with transparency and no unnecessary delays.
Secure loans at competitive rates, reducing your financial burden and ensuring affordable repayments.
Our process helps you find the best loan options without negatively impacting your credit score.

Getting Started is Quick and Easy

Case Studies
Read how we help people to grow
Short term loans can be a necessary tool for capitalising on business opportunities that arise suddenly or require financing within a short time frame. Hodgestone Finance assisted a client in northern NSW seize a business opportunity with the help of a short term loan.
The client had acquired a development site through an option that needed to be exercised within one week, otherwise they would lose the site and all the option payment they had made up to that point.
Hodgestone Finance successfully facilitated a short term funding solution secured against the purchase property, plus a caveat registered over an existing asset, thereby enabling the settlement to take place within a week.
The short term loan facilitated by Hodgestone Finance allowed the client to settle on the purchase property in time, so that they could continue their expansion and develop the site. Had it not been for the short term loan, the client would not have been able to seize the business opportunity, and would have lost the money they had already contributed.
For Australia’s leading financial brokerage firm look no further than the accredited and professional team at Hodgestone Finance. Drawing on years of detailed industry experience we can provide our valued customers with timely and personalised guidance and advice to help them make an informed decision about pursuing finance or loans. Additionally, thanks to our strong relationships with banks and private lenders, we can secure loans and finance directly, acting on the behalf of our clients.
With our hands-on approach and knowledge Hodgestone Finance can provide a wide range of lending options based on the needs and requirements, and financial history of our clients. Necessary for clients in need of immediate financing short term loans provide our clients with funding that will then be payed back in a shorter period of time than a standard loan.
Perfect for securing the purchase of a property, equipment, working capital, or other assets our short term loans can be sourced from a number of lenders including banks and private lenders, ensuring that no matter your financial or credit history Hodgestone Finance can get you approved. To gain short term finance in Sydney call the Hodgestone team on 1300 463 439.
Why choose us?
- Fast approval turnaround
- Available for people with bad credit
- Flexible loan terms
- No valuation required
Best Short Term Loans & Short Term Finance In Australia
Does Hodgestone Finance provide short term loans?
We’re very active in the Short Term Lending space, where we can facilitate settlements inside 1 week, with no valuation required. These loans are typically secured by a caveat on title, and we always ensure there’s a clear exit strategy in place as so we exit our client out as soon as possible, as the interest rate can be as high as 3% per month.
What types of short term finance options are out there?
Hodgestone Finance offers and can broker a wide range of short term finance options, including:
- Short term bank loans
- Private and 2nd tier short term lender finance
- Low doc & non-conforming short term finance options
- Bad credit short term loans
- Short term bridging and property loans
Best Short Term Loans & Finance Options
How do you find a good short term loan?
Depending on your needs, you may be looking for loans that have:
- Fast approval turnaround
- Available for people with bad credit
- Flexible loan terms
These are all qualities that you can find with short terms available from Hodgestone Finance – call us today to speak about finding the best short term loan possible. We’re the name for short term loans Sydney, Melbourne, Brisbane and wider Australia can count on for leading short term finance options.
What are the advantages of short term finance loans?
The advantage of short term loan finance is that, rather than signing for a lengthy contract, you can have a quick turnaround from loan approval to final repayment. Usually for lower amounts of money, they’re great for bridging periods between paychecks or if you’re lacking liquid funds for a couple months.
Short Term Loan Rates / Short Term Finance Rates
What short term rates does Hodgestone Finance offer?
To see our most up-to-date loan rates, look over to our current loan sidebar on your right or call up the Hodgestone team today – we’re the competitive name in short term finance Sydney, Melbourne and wider Australia can rely on.
Do short term loans use fixed or variable rates?
Due to the compressed repayment time frame of short term loans, they will typically use fixed rates.
Take the first step toward financial freedom with our quick and hassle-free loan process. Apply now and secure your ideal loan.

Short Term Property Loans & Short Term Real Estate Loans
What are short term property loans?
The Finance Consultants at Hodgestone have extensive experience in sourcing and structuring Short Term Funding solutions that are tailored to each different situation, and our panel of lenders provide flexibility and very fast turnaround times.
We can arrange same day settlements, particularly if a previous valuation is available that is accepted by our Short Term Funders.
The key aspects to being approved for a short term loan include:
- Suitable security offered (i.e. Commercial or Residential property, suitable equipment including cars, boats and heavy machinery)
- The purpose of the loan MUST be for business purposes (i.e. no coded loans accepted)
- A clear Exit Strategy is evident
The Exit Strategy is paramount to obtaining approval of Short Term Funding. Acceptable Exit Strategies include:
- Refinance
- Sale of a property and / or equipment
- Verifiable future income (i.e. Debtors)
How to Secure Short Term Loans in Australia
To secure a short term loan in Australia from Hodgestone Finance, follow these steps:
- Determine your loan purpose and the amount you need to borrow.
- Gather necessary documentation, such as proof of income, identification, and asset information.
- Contact Hodgestone Finance to discuss your loan needs and requirements.
- Our loan consultants will assess your situation and help you find the most suitable loan option.
- Once approved, review and sign the loan agreement.
- Receive your funds and begin making repayments according to the agreed-upon terms.
Throughout the process, our team will provide guidance and support to ensure a smooth and stress-free experience. We’re committed to helping you secure the short term finance you need to achieve your goals.
Why Choose Hodgestone Finance for Short Term Loans in Australia?
When you choose Hodgestone Finance for your short term loan needs, you benefit from our:
- Shorter loan terms
- Fast turnaround times
- No presales required (case by case)
- Loan amounts from $150,000 to $50,000,000
- Australia-wide services
Our team is dedicated to finding you the most suitable loans in Australia that work for your situation. We assess your request and make use of our vast network of lenders, including major banks, 2nd tier lenders, private mortgage trusts, short term lenders, and specialist development funders, to tailor a solution that best suits your needs.
With years of industry experience in the property-finance sector, our team brings their expertise to make sure that you receive well-planned and structured loans. Trust Hodgestone Finance to be your partner in achieving your financial goals!
Get Started with Your Short Term Loans in Australia Today
Don’t let a lack of immediate funds hold you back from seizing opportunities or navigating financial challenges. Hodgestone Finance is here to help you secure the short term loans in Australia you need, with competitive rates and a commitment to finding the type of loan for your needs.
To get started, simply call our friendly team on 1300 463 439 or visit our website to submit an enquiry. Our loan experts in Melbourne, Sydney, and Mornington are ready to assist you in finding the most suitable short term finance option for your needs.
What Our Clients Say About Us
We find you the suitable loan that works for you.
